Code of Federal Regulations

  1. Title 12
  2. Chapter I
Title 12 Banks and Banking Part / Section
Chapter I Comptroller of the Currency, Department of the Treasury 1 – 199
Part 1 Investment Securities 1.1 – 1.130
§ 1.1 Authority, purpose, scope, and reservation of authority.
§ 1.2 Definitions.
§ 1.3 Limitations on dealing in, underwriting, and purchase and sale of securities.
§ 1.4 Calculation of limits.
§ 1.5 Safe and sound banking practices; credit information required.
§ 1.6 Convertible securities.
§ 1.7 Securities held in satisfaction of debts previously contracted; holding period; disposal; accounting treatment; non-speculative purpose.
§ 1.8 Nonconforming investments.
Interpretations Interpretations 1.100 – 1.130
Part 2 Sales of Credit Life Insurance 2.1 – 2.5
§ 2.1 Authority, purpose, and scope.
§ 2.2 Definitions.
§ 2.3 Distribution of credit life insurance income.
§ 2.4 Bonus and incentive plans.
§ 2.5 Bank compensation.
Part 3 Capital Adequacy Standards 3.1 – 3.701
Subpart A General Provisions 3.1 – 3.9
Subpart B Capital Ratio Requirements and Buffers 3.10 – 3.19
Subpart C Definition of Capital 3.20 – 3.29
Subpart D Risk-Weighted Assets—Standardized Approach 3.30 – 3.99
Subpart E Risk-Weighted Assets—Internal Ratings-Based and Advanced Measurement Approaches 3.100 – 3.200
Subpart F Risk-Weighted Assets—Market Risk 3.201 – 3.299
Subpart G Transition Provisions 3.300 – 3.305
Subpart H Establishment of Minimum Capital Ratios for an Individual Bank or Individual Federal Savings Association 3.401 – 3.405
Subpart I Enforcement 3.501
Subpart J Issuance of a Directive 3.601 – 3.607
Subpart K Interpretations 3.701
Part 4 Organization and Functions, Availability and Release of Information, Contracting Outreach Program, Post-Employment Restrictions for Senior Examiners 4.1 – 4.83
Subpart A Organization and Functions 4.1 – 4.7
Subpart B Availability of Information Under the Freedom of Information Act 4.11 – 4.18
Subpart C Release of Non-Public OCC Information 4.31 – 4.40
Subpart D Minority- , Women- , and Individuals With Disabilities-Owned Business Contracting Outreach Program; Contracting for Goods and Services 4.61 – 4.66
Subpart E One-Year Restrictions on Post-Employment Activities of Senior Examiners 4.72 – 4.76
Subpart F Use of Supervisory Guidance 4.81 – 4.83
Part 5 Rules, Policies, and Procedures for Corporate Activities 5.1 – 5.70
§ 5.1 Scope.
Subpart A Rules of General Applicability 5.2 – 5.13
Subpart B Initial Activities 5.20 – 5.26
Subpart C Expansion of Activities 5.30 – 5.39
Subpart D Other Changes in Activities and Operations 5.40 – 5.59
Subpart E Payment of Dividends by National Banks 5.60 – 5.67
Subpart F Federal Branches and Agencies 5.70
Part 6 Prompt Corrective Action 6.1 – 6.25
Subpart A Capital Categories 6.1 – 6.6
Subpart B Directives To Take Prompt Corrective Action 6.20 – 6.25
Part 7 Activities and Operations 7.1000 – 7.5010
Subpart A National Bank and Federal Savings Association Powers 7.1000 – 7.1030
Subpart B Corporate Practices 7.2000 – 7.2025
Subpart C National Bank and Federal Savings Association Operations 7.3000 – 7.3001
Subpart D Preemption 7.4000 – 7.4010
Subpart E National Bank Electronic Activities 7.5000 – 7.5010
Part 8 Assessment of Fees 8.1 – 8.8
§ 8.1 Scope and application.
§ 8.2 Semiannual assessment.
§ 8.6 Fees for special examinations and investigations.
§ 8.7 Payment of interest on delinquent assessments and examination and investigation fees.
§ 8.8 Notice of Office of the Comptroller of the Currency fees and assessments.
Part 9 Fiduciary Activities of National Banks 9.1 – 9.101
Regulations Regulations 9.1 – 9.20
Interpretations Interpretations 9.100 – 9.101
Part 10 Municipal Securities Dealers 10.1 – 10.2
§ 10.1 Scope.
§ 10.2 Filing requirements.
Part 11 Securities Exchange Act Disclosure Rules 11.1 – 11.4
§ 11.1 Authority.
§ 11.2 Reporting requirements for registered national banks and Federal savings associations.
§ 11.3 Filing requirements and inspection of documents.
§ 11.4 Filing fees.
Part 12 Recordkeeping and Confirmation Requirements for Securities Transactions 12.1 – 12.9
§ 12.1 Authority, purpose, and scope.
§ 12.2 Definitions.
§ 12.3 Recordkeeping.
§ 12.4 Content and time of notification.
§ 12.5 Notification by agreement; alternative forms and times of notification.
§ 12.6 Fees.
§ 12.7 Securities trading policies and procedures.
§ 12.8 Waivers.
§ 12.9 Settlement of securities transactions.
Part 13 Government Securities Sales Practices 13.1 – 13.100
§ 13.1 Scope.
§ 13.2 Definitions.
§ 13.3 Business conduct.
§ 13.4 Recommendations to customers.
§ 13.5 Customer information.
Interpretations Interpretations 13.100
Part 14 Consumer Protection in Sales of Insurance 14.10 – 14.60
§ 14.10 Purpose and scope.
§ 14.20 Definitions.
§ 14.30 Prohibited practices.
§ 14.40 What a covered person must disclose.
§ 14.50 Where insurance activities may take place.
§ 14.60 Qualification and licensing requirements for insurance sales personnel.
Appendix A to Part 14
Consumer Grievance Process
Part 15 Part 15 [Reserved]
Part 16 Securities Offering Disclosure Rules 16.1 – 16.33
§ 16.1 Authority, purpose, and scope.
§ 16.2 Definitions.
§ 16.3 Registration statement and prospectus requirements.
§ 16.4 Communications not deemed an offer.
§ 16.5 Exemptions.
§ 16.6 Sales of nonconvertible debt.
§ 16.7 Nonpublic offerings.
§ 16.8 Small issues.
§ 16.9 Securities offered and sold in holding company dissolution.
§ 16.10 Sales of securities at an office of a Federal savings association.
§ 16.15 Form and content.
§ 16.16 Effectiveness.
§ 16.17 Filing requirements and inspection of documents.
§ 16.18 Use of prospectus.
§ 16.19 Withdrawal or abandonment.
§ 16.30 Request for interpretive advice or no-objection letter.
§ 16.31 Escrow requirement.
§ 16.32 Fraudulent transactions and unsafe or unsound practices.
§ 16.33 Filing fees.
Part 19 Rules of Practice and Procedure 19.1 – 19.246
Subpart A Uniform Rules of Practice and Procedure 19.1 – 19.41
Subpart B Procedural Rules for OCC Adjudications 19.100 – 19.101
Subpart C Removals, Suspensions, and Prohibitions When a Crime Is Charged or a Conviction is Obtained 19.110 – 19.113
Subpart D Exemption Hearings Under Section 12(h) of the Securities Exchange Act of 1934 19.120 – 19.124
Subpart E Disciplinary Proceedings Involving the Federal Securities Laws 19.130 – 19.135
Subpart F Civil Money Penalty Authority Under the Securities Laws 19.140
Subpart G Cease-and-Desist Authority Under the Securities Laws 19.150
Subpart H Change in Bank Control 19.160 – 19.161
Subpart I Discovery Depositions and Subpoenas 19.170 – 19.171
Subpart J Formal Investigations 19.180 – 19.184
Subpart K Parties and Representational Practice Before the OCC; Standards of Conduct 19.190 – 19.201
Subpart L Equal Access to Justice Act 19.210
Subpart M Procedures for Reclassifying a Bank Based on Criteria Other Than Capital 19.220 – 19.222
Subpart N Order To Dismiss a Director or Senior Executive Officer 19.230 – 19.231
Subpart O Civil Money Penalty Adjustments 19.240
Subpart P Removal, Suspension, and Debarment of Accountants From Performing Audit Services 19.241 – 19.246
Part 21 Minimum Security Devices and Procedures, Reports of Suspicious Activities, and Bank Secrecy Act Compliance Program 21.1 – 21.21
Subpart A Minimum Security Devices and Procedures 21.1 – 21.4
Subpart B Reports of Suspicious Activities 21.11
Subpart C Procedures for Monitoring Bank Secrecy Act Compliance 21.21
Part 22 Loans in Areas Having Special Flood Hazards 22.1 – 22.10
§ 22.1 Purpose and scope.
§ 22.2 Definitions.
§ 22.3 Requirement to purchase flood insurance where available.
§ 22.4 Exemptions.
§ 22.5 Escrow requirement.
§ 22.6 Required use of standard flood hazard determination form.
§ 22.7 Force placement of flood insurance.
§ 22.8 Determination fees.
§ 22.9 Notice of special flood hazards and availability of Federal disaster relief assistance.
§ 22.10 Notice of servicer's identity.
Appendix A to Part 22
Sample Form of Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance
Appendix B to Part 22
Sample Clause for Option to Escrow for Outstanding Loans
Part 23 Leasing 23.1 – 23.22
Subpart A General Provisions 23.1 – 23.6
Subpart B CEBA Leases 23.10 – 23.12
Subpart C Section 24(Seventh) Leases 23.20 – 23.22
Part 24 Community and Economic Development Entities, Community Development Projects, and Other Public Welfare Investments 24.1 – 24.7
§ 24.1 Authority, purpose, and OMB control number.
§ 24.2 Definitions.
§ 24.3 Public welfare investments.
§ 24.4 Investment limits.
§ 24.5 Public welfare investment after-the-fact notice and prior approval procedures.
§ 24.6 Examples of qualifying public welfare investments.
§ 24.7 Examination, records, and remedial action.
Appendix 1 to Part 24
CD-1—National Bank Community Development (Part 24) Investments
Part 25 Community Reinvestment Act and Interstate Deposit Production Regulations 25.11 – 25.65
Subpart A General 25.11 – 25.12
Subpart B Standards for Assessing Performance 25.21 – 25.29
Subpart C Records, Reporting, and Disclosure Requirements 25.41 – 25.45
Subpart D Transition Provisions 25.51 – 25.52
Subpart E Prohibition Against Use of Interstate Branches Primarily for Deposit Production 25.61 – 25.65
Appendix A to Part 25
Ratings
Appendix B to Part 25
CRA Notice
Part 26 Management Official Interlocks 26.1 – 26.8
§ 26.1 Authority, purpose, and scope.
§ 26.2 Definitions.
§ 26.3 Prohibitions.
§ 26.4 Interlocking relationships permitted by statute.
§ 26.5 Small market share exemption.
§ 26.6 General exemption.
§ 26.7 Change in circumstances.
§ 26.8 Enforcement.
Part 27 Fair Housing Home Loan Data System 27.1 – 27.7
§ 27.1 Scope and OMB control number.
§ 27.2 Definitions.
§ 27.3 Recordkeeping requirements.
§ 27.4 Inquiry/Application Log.
§ 27.5 Record retention period.
§ 27.6 Substitute monitoring program.
§ 27.7 Availability, submission and use of data.
Appendix I to Part 27
Monthly Home Loan Activity Format
Appendix II to Part 27
Information for Government Monitoring Purposes
Appendix III to Part 27
Fair Housing Lending Inquiry/Application Log Sheet
Appendix IV to Part 27
Home Loan Data Submission
Part 28 International Banking Activities 28.1 – 28.54
Subpart A Foreign Operations of National Banks 28.1 – 28.5
Subpart B Federal Branches and Agencies of Foreign Banks 28.10 – 28.26
Subpart C International Lending Supervision 28.50 – 28.54
Part 29 Part 29 [Reserved]
Part 30 Safety and Soundness Standards 30.1 – 30.6
§ 30.1 Scope.
§ 30.2 Purpose.
§ 30.3 Determination and notification of failure to meet safety and soundness standards and request for compliance plan.
§ 30.4 Filing of safety and soundness compliance plan.
§ 30.5 Issuance of orders to correct deficiencies and to take or refrain from taking other actions.
§ 30.6 Enforcement of orders.
Appendix A to Part 30
Interagency Guidelines Establishing Standards for Safety and Soundness
Appendix B to Part 30
Interagency Guidelines Establishing Information Security Standards
Appendix C to Part 30
OCC Guidelines Establishing Standards for Residential Mortgage Lending Practices
Appendix D to Part 30
OCC Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches
Appendix E to Part 30
OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches
Part 31 Extensions of Credit to Insiders and Transactions with Affiliates 31.1 – 31.3
§ 31.1 Authority.
§ 31.2 Insider lending restrictions and reporting requirements.
§ 31.3 Affiliate transactions requirements.
Appendix A to Part 31
Interpretations: Deposits Between Affiliated Banks
Appendix B to Part 31
Comparison of Selected Provisions of Parts 32 and 215
Part 32 Lending Limits 32.1 – 32.9
§ 32.1 Authority, purpose and scope.
§ 32.2 Definitions.
§ 32.3 Lending limits.
§ 32.4 Calculation of lending limits.
§ 32.5 Combination rules.
§ 32.6 Nonconforming loans and extensions of credit.
§ 32.7 Residential real estate loans, loans to small businesses, and loans or extensions of credit to small farms (“Supplemental Lending Limits Program”).
§ 32.8 Temporary funding arrangements in emergency situations.
§ 32.9 Credit exposure arising from derivative and securities financing transactions.
Appendix A to Part 32
Interpretations
Part 33 Part 33 [Reserved]
Part 34 Real Estate Lending and Appraisals 34.1 – 34.216
Subpart A General 34.1 – 34.6
Subpart B Adjustable-Rate Mortgages 34.20 – 34.25
Subpart C Appraisals 34.41 – 34.47
Subpart D Real Estate Lending Standards 34.61 – 34.62
Subpart E Other Real Estate Owned 34.81 – 34.86
Subpart F Subpart F [Reserved]
Subpart G Appraisals for Higher-Priced Mortgage Loans 34.201 – 34.203
Subpart H Appraisal Management Company Minimum Requirements 34.210 – 34.216
Part 35 Disclosure and Reporting of CRA-Related Agreements 35.1 – 35.11
§ 35.1 Purpose and scope of this part.
§ 35.2 Definition of covered agreement.
§ 35.3 CRA communications.
§ 35.4 Fulfillment of the CRA.
§ 35.5 Related agreements considered a single agreement.
§ 35.6 Disclosure of covered agreements.
§ 35.7 Annual reports.
§ 35.8 Release of information under FOIA.
§ 35.9 Compliance provisions.
§ 35.10 Transition provisions.
§ 35.11 Other definitions and rules of construction used in this part.
Part 36 Part 36 [Reserved]
Part 37 Debt Cancellation Contracts and Debt Suspension Agreements 37.1 – 37.8
§ 37.1 Authority, purpose, and scope.
§ 37.2 Definitions.
§ 37.3 Prohibited practices.
§ 37.4 Refunds of fees in the event of termination or prepayment of the covered loan.
§ 37.5 Method of payment of fees.
§ 37.6 Disclosures.
§ 37.7 Affirmative election to purchase and acknowledgment of receipt of disclosures required.
§ 37.8 Safety and soundness requirements.
Appendix A to Part 37
Short Form Disclosures
Appendix B to Part 37
Long Form Disclosures
Parts 38-40 Parts 38-40 [Reserved]
Part 41 Fair Credit Reporting 41.80 – 41.92
Subparts A-H Subparts A-H [Reserved]
Subpart I Proper Disposal of Records Containing Consumer Information 41.80 – 41.83
Subpart J Identity Theft Red Flags 41.90 – 41.92
Appendixes A-I to Part 41 Appendixes A-I to Part 41 [Reserved]
Appendix J to Part 41
Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation
Part 42 Part 42 [Reserved]
Part 43 Credit Risk Retention 43.1 – 43.22
Subpart A Authority, Purpose, Scope and Definitions 43.1 – 43.2
Subpart B Credit Risk Retention 43.3 – 43.10
Subpart C Transfer of Risk Retention 43.11 – 43.12
Subpart D Exceptions and Exemptions 43.13 – 43.22
Part 44 Proprietary Trading and Certain Interests in and Relationships with Covered Funds 44.1 – 44.21
Subpart A Authority and Definitions 44.1 – 44.2
Subpart B Proprietary Trading 44.3 – 44.9
Subpart C Covered Funds Activities and Investments 44.10 – 44.19
Subpart D Compliance Program Requirement; Violations 44.20 – 44.21
Appendix A to Part 44
Reporting and Recordkeeping Requirements for Covered Trading Activities
Part 45 Margin and Capital Requirements for Covered Swap Entities 45.1 – 45.12
§ 45.1 Authority, purpose, scope, exemptions and compliance dates.
§ 45.2 Definitions.
§ 45.3 Initial margin.
§ 45.4 Variation margin.
§ 45.5 Netting arrangements, minimum transfer amount, and satisfaction of collecting and posting requirements.
§ 45.6 Eligible collateral.
§ 45.7 Segregation of collateral.
§ 45.8 Initial margin models and standardized amounts.
§ 45.9 Cross-border application of margin requirements.
§ 45.10 Documentation of margin matters.
§ 45.11 Special rules for affiliates.
§ 45.12 Capital.
Appendix A to Part 45
Standardized Minimum Initial Margin Requirements for Non-cleared Swaps and Non—cleared Security-based Swaps
Appendix B to Part 45
Margin Values for Eligible Noncash Margin Collateral.
Part 46 Stress Testing 46.1 – 46.8
§ 46.1 Authority and purpose.
§ 46.2 Definitions.
§ 46.3 Applicability.
§ 46.4 Reservation of authority.
§ 46.5 Stress testing.
§ 46.6 Stress test methodologies and practices.
§ 46.7 Reports to the Office of the Comptroller of the Currency and the Federal Reserve Board.
§ 46.8 Publication of disclosures.
Part 47 Mandatory Contractual Stay Requirements for Qualified Financial Contracts 47.1 – 47.8
§ 47.1 Authority and purpose.
§ 47.2 Definitions.
§ 47.3 Applicability.
§ 47.4 U.S. special resolution regimes.
§ 47.5 Insolvency proceedings.
§ 47.6 Approval of enhanced creditor protection conditions.
§ 47.7 Foreign bank multi-branch master agreements.
§ 47.8 Exclusion of certain QFCs.
Part 48 Retail Foreign Exchange Transactions 48.1 – 48.17
§ 48.1 Authority, purpose, and scope.
§ 48.2 Definitions.
§ 48.3 Prohibited transactions.
§ 48.4 Supervisory non-objection.
§ 48.5 Application and closing out of offsetting long and short positions.
§ 48.6 Disclosure.
§ 48.7 Recordkeeping.
§ 48.8 Capital requirements.
§ 48.9 Margin requirements.
§ 48.10 Required reporting to customers.
§ 48.11 Unlawful representations.
§ 48.12 Authorization to trade.
§ 48.13 Trading and operational standards.
§ 48.14 Supervision.
§ 48.15 Notice of transfers.
§ 48.16 Customer dispute resolution.
§ 48.17 Reservation of authority.
Part 49 Part 49 [Reserved]
Part 50 Liquidity Risk Measurement Standards 50.1 – 50.120
Subpart A General Provisions 50.1 – 50.4
Subpart B Liquidity Coverage Ratio 50.10
Subpart C High-Quality Liquid Assets 50.20 – 50.22
Subpart D Total Net Cash Outflow 50.30 – 50.34
Subpart E Liquidity Coverage Shortfall 50.40
Subpart F Transitions 50.50
Subparts G-J Subparts G-J [Reserved]
Subpart K Net Stable Funding Ratio 50.100 – 50.109
Subpart L Net Stable Funding Shortfall 50.110
Subpart M Transitions 50.120
Part 51 Receiverships for Uninsured National Banks 51.1 – 51.9
§ 51.1 Purpose and scope.
§ 51.2 Appointment of receiver.
§ 51.3 Notice of appointment of receiver.
§ 51.4 Claims.
§ 51.5 Order of priorities.
§ 51.6 Administrative expenses of receiver.
§ 51.7 Powers and duties of receiver; disposition of fiduciary and custodial accounts.
§ 51.8 Payment of claims and dividends to shareholders.
§ 51.9 Termination of receivership.
Part 52 Regulatory Reporting 52.1 – 52.5
§ 52.1 Authority and purpose.
§ 52.2 Definitions.
§ 52.3 Reduced reporting.
§ 52.4 Reservation of authority.
§ 52.5 Temporary relief.
Part 53 Computer-Security Incident Notification 53.1 – 53.4
§ 53.1 Authority, purpose, and scope.
§ 53.2 Definitions.
§ 53.3 Notification.
§ 53.4 Bank service provider notification.
Parts 54-99 Parts 54-99 [Reserved]
Part 100 Rules Applicable to Savings Associations 100.1 – 100.2
§ 100.1 Certain regulations superseded.
§ 100.2 Waiver authority.
Part 101 Covered Savings Associations 101.1 – 101.8
§ 101.1 Authority and purposes.
§ 101.2 Definitions and computation of time.
§ 101.3 Procedures.
§ 101.4 Treatment of covered savings associations.
§ 101.5 Nonconforming subsidiaries, assets, and activities.
§ 101.6 Termination.
§ 101.7 Reelection.
§ 101.8 Evasion.
Parts 102-107 Parts 102-107 [Reserved]
Part 108 Removals, Suspensions, and Prohibitions Where a Crime Is Charged or Proven 108.1 – 108.14
§ 108.1 Scope.
§ 108.2 Definitions.
§ 108.3 Issuance of Notice or Order.
§ 108.4 Contents and service of the Notice or Order.
§ 108.5 Petition for hearing.
§ 108.6 Initiation of hearing.
§ 108.7 Conduct of hearings.
§ 108.8 Default.
§ 108.9 Rules of evidence.
§ 108.10 Burden of persuasion.
§ 108.11 Relevant considerations.
§ 108.12 Proposed findings and conclusions and recommended decision.
§ 108.13 Decision of the OCC.
§ 108.14 Miscellaneous.
Part 109 Rules of Practice and Procedure in Adjudicatory Proceedings 109.1 – 109.104
Subpart A Uniform Rules of Practice and Procedure 109.1 – 109.41
Subpart B Local Rules 109.100 – 109.104
Subparts C-D Subparts C-D [Reserved]
Parts 110-111 Parts 110-111 [Reserved]
Part 112 Rules for Investigative Proceedings and Formal Examination Proceedings 112.1 – 112.7
§ 112.1 Scope of part.
§ 112.2 Definitions.
§ 112.3 Confidentiality of proceedings.
§ 112.4 Transcripts.
§ 112.5 Rights of witnesses.
§ 112.6 Obstruction of the proceedings.
§ 112.7 Subpoenas.
Parts 113-127 Parts 113-127 [Reserved]
Part 128 Nondiscrimination Requirements 128.1 – 128.11
§ 128.1 Definitions.
§ 128.2 Nondiscrimination in lending and other services.
§ 128.3 Nondiscrimination in applications.
§ 128.4 Nondiscriminatory advertising.
§ 128.5 Equal Housing Lender Poster.
§ 128.6 Loan application register.
§ 128.7 Nondiscrimination in employment.
§ 128.8 Complaints.
§ 128.9 Guidelines relating to nondiscrimination in lending.
§ 128.10 Supplementary guidelines.
§ 128.11 Nondiscriminatory appraisal and underwriting.
Parts 129-140 Parts 129-140 [Reserved]
Part 141 Definitions for Regulations Affecting Federal Savings Associations 141.1 – 141.26
§ 141.1 When do the definitions in this part apply?
§ 141.2 § 141.2 [Reserved]
§ 141.5 Commercial paper.
§ 141.7 Corporate debt security.
§ 141.8 § 141.8 [Reserved]
§ 141.10 Dwelling unit.
§ 141.11 Federal savings association.
§ 141.14 Home.
§ 141.15-141.19 § 141.15-141.19 [Reserved]
§ 141.20 Loans.
§ 141.21 Nonresidential real estate.
§ 141.22 § 141.22 [Reserved]
§ 141.23 Residential real estate.
§ 141.25 Single-family dwelling.
§ 141.26 Surplus.
Part 142 Part 142 [Reserved]
Part 143 Federal Savings Associations—Grandfathered Authority 143.12
§ 143.12 Grandfathered authority.
Part 144 Federal Mutual Savings Associations—Communication Between Members 144.8
§ 144.8 Communication between members of a Federal mutual savings association.
Part 145 Federal Savings Associations—Operations 145.1 – 145.101
§ 145.1 General authority.
§ 145.2 § 145.2 [Reserved]
§ 145.16 Public deposits, depositaries, and fiscal agents.
§ 145.17 Funds transfer services.
§ 145.92 Branch offices.
§ 145.101 Fiscal agency.
Parts 146-149 Parts 146-149 [Reserved]
Part 150 Fiduciary Powers of Federal Savings Associations 150.10 – 150.620
§ 150.10 What regulations govern the fiduciary operations of Federal savings associations?
§ 150.20 What are fiduciary powers?
§ 150.30 What fiduciary capacities does this part cover?
§ 150.40 When do I have investment discretion?
§ 150.50 What is a fiduciary account?
§ 150.60 What other definitions apply to this part?
Subpart A Obtaining Fiduciary Powers 150.70
Subpart B Exercising Fiduciary Powers 150.130 – 150.480
Subpart C Depositing Securities With State Authorities 150.490 – 150.510
Subpart D Terminating Fiduciary Activities Receivership or Liquidation 150.520 – 150.570
Subpart E Activities Exempt From This Part 150.580 – 150.620
Part 151 Recordkeeping and Confirmation Requirements for Securities Transactions 151.10 – 151.150
§ 151.10 What does this part do?
§ 151.20 Must I comply with this part?
§ 151.30 What requirements apply to all transactions?
§ 151.40 What definitions apply to this part?
Subpart A Recordkeeping Requirements 151.50 – 151.60
Subpart B Content and Timing of Notice 151.70 – 151.120
Subpart C Settlement of Securities Transactions 151.130
Subpart D Securities Trading Policies and Procedures 151.140 – 151.150
Parts 152-154 Parts 152-154 [Reserved]
Part 155 Electronic Operations of Federal Savings Associations 155.100 – 155.210
§ 155.100 Scope.
§ 155.200 Use of electronic means and facilities.
§ 155.210 Requirements for using electronic means and facilities.
Part 156 Part 156 [Reserved]
Part 157 Deposits 157.1 – 157.20
§ 157.1 What does this part do?
§ 157.10 What authorities govern the issuance of deposit accounts by Federal savings associations?
§ 157.11 To what extent does Federal law preempt deposit-related state laws?
§§ 157.12-157.13 §§ 157.12-157.13 [Reserved]
§ 157.14 What interest rate may I pay on accounts?
§ 157.15 Who owns a deposit account?
§ 157.20 What records should I maintain on deposit activities?
Parts 158-159 Parts 158-159 [Reserved]
Part 160 Lending and Investment 160.1 – 160.220
§ 160.1 General.
§ 160.2 Applicability of law.
§ 160.3 Definitions.
§ 160.30 General lending and investment powers of Federal savings associations.
§ 160.31 Election regarding categorization of loans or investments and related calculations.
§ 160.32 Pass-through investments.
§ 160.33 Late charges.
§ 160.34 Prepayments.
§ 160.35 Adjustments to home loans.
§ 160.36 De minimis investments.
§ 160.40 Commercial paper and corporate debt securities.
§ 160.41 Leasing.
§ 160.42 State and local government obligations.
§ 160.43 Foreign assistance investments.
§ 160.60 Suretyship and guaranty.
§ 160.100 Real estate lending standards; purpose and scope.
§ 160.101 Real estate lending standards.
§ 160.110 Most favored lender usury preemption for all savings associations.
§ 160.121 Investment in state housing corporations.
§ 160.130 Prohibition on loan procurement fees.
§ 160.160 Asset classification.
§ 160.170 Records for lending transactions.
§ 160.210 § 160.210 [Reserved]
§ 160.220 § 160.220 [Reserved]
Part 161 Definitions for Regulations Affecting All Savings Associations 161.1 – 161.55
§ 161.1 When do the definitions in this part apply?
§ 161.2 Account.
§ 161.3 § 161.3 [Reserved]
§ 161.4 Affiliate.
§ 161.5 Affiliated person.
§ 161.6 § 161.6 [Reserved]
§ 161.7 Appropriate Federal banking agency.
§ 161.8 § 161.8 [Reserved]
§ 161.9 Certificate account.
§ 161.10 Comptroller.
§ 161.12 Consumer credit.
§ 161.14 Controlling person.
§ 161.15 Corporation.
§ 161.16 Demand accounts.
§ 161.18 Director.
§ 161.19 Financial institution.
§ 161.24 Immediate family.
§§ 161.26-161.31 §§ 161.26-161.31 [Reserved]
§ 161.33 Note account.
§ 161.34 OCC.
§ 161.35 Officer.
§ 161.37 Parent company; subsidiary.
§ 161.38 Political subdivision.
§ 161.39 § 161.39 [Reserved]
§ 161.40 Public unit.
§ 161.41 § 161.41 [Reserved]
§ 161.42 Savings account.
§ 161.43 Savings association.
§ 161.44 Security.
§ 161.45 § 161.45 [Reserved]
§ 161.50 State.
§ 161.51 § 161.51 [Reserved]
§ 161.52 Tax and loan account.
§ 161.53 United States Treasury General Account.
§ 161.54 United States Treasury Time Deposit Open Account.
§ 161.55 With recourse.
Part 162 Accounting and Disclosure Standards 162.1
§ 162.1 Accounting and disclosure standards.
Part 163 Savings Associations—Operations 163.4 – 163.201
Subpart A Accounts 163.4 – 163.5
Subpart B Operation and Structure 163.27 – 163.47
Subpart C Securities and Borrowings 163.74 – 163.80
Subparts D-E Subparts D-E [Reserved]
Subpart F Financial Management Policies 163.170 – 163.176
Subpart G Reporting and Bonding 163.180 – 163.201
Part 165 Prompt Corrective Action 165.1 – 165.10
§§ 165.1-165.7 §§ 165.1-165.7 [Reserved]
§ 165.8 Procedures for reclassifying a Federal savings association based on criteria other than capital.
§ 165.9 Order to dismiss a director or senior executive officer.
§ 165.10 § 165.10 [Reserved]
Part 168 Security Procedures 168.1 – 168.5
§ 168.1 Authority, purpose, and scope.
§ 168.2 Designation of security officer.
§ 168.3 Security program.
§ 168.4 Report.
§ 168.5 Protection of customer information.
Part 169 Proxies 169.1 – 169.4
§ 169.1 Definitions.
§ 169.2 Form of proxies.
§ 169.3 Holders of proxies.
§ 169.4 Proxy soliciting material.
Parts 170-189 Parts 170-189 [Reserved]
Part 190 Preemption of State Usury Laws 190.1 – 190.101
§ 190.1 Authority, purpose, and scope.
§ 190.2 Definitions.
§ 190.3 Operation.
§ 190.4 Federally-related residential manufactured housing loans—consumer protection provisions.
§ 190.100 Status of Interpretations issued under Public Law 96-161.
§ 190.101 State criminal usury statutes.
Part 191 Preemption of State Due-on-Sale Laws 191.1 – 191.6
§ 191.1 Authority, purpose, and scope.
§ 191.2 Definitions.
§ 191.3 Loans originated by Federal savings associations.
§ 191.4 Loans originated by lenders other than Federal savings associations.
§ 191.5 Limitation on exercise of due-on-sale clauses.
§ 191.6 Interpretations.
Part 192 Conversions from Mutual to Stock Form 192.5 – 192.690
§ 192.5 Purpose, prescribed forms, waiver.
§ 192.7 Electronic filing.
§ 192.8 Computation of time.
§ 192.10 Forming a holding company upon conversion.
§ 192.15 Forming a charitable organization upon conversion.
§ 192.20 Acquiring another insured depository institution upon conversion.
§ 192.25 Definitions.
Subpart A Standard Conversions 192.100 – 192.575
Subpart B Voluntary Supervisory Conversions 192.600 – 192.690
Parts 193-199 Parts 193-199 [Reserved]